Call report 2008Q2
EASTERN MICHIGAN BANK — 2008Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,416,000 | USD | evidence → |
| Total loans | 169,529,000 | USD | evidence → |
| Allowance for loan losses | 2,065,000 | USD | evidence → |
| Securities available for sale | 26,691,000 | USD | evidence → |
| Securities held to maturity | 1,129,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 204,481,000 | USD | evidence → |
| Interest-bearing deposits | 177,018,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,463,000 | USD | evidence → |
| Equity capital | 22,363,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,517,000 | USD | evidence → |
| Interest expense | 2,124,000 | USD | evidence → |
| Net interest income | 4,393,000 | USD | evidence → |
| Noninterest income | 305,000 | USD | evidence → |
| Noninterest expense | 3,509,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 789,000 | USD | evidence → |
| Income tax | 232,000 | USD | evidence → |
| Net income | 557,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,407,000 | USD | evidence → |
| Total capital | 24,417,000 | USD | evidence → |
| Risk-weighted assets | 160,714,000 | USD | evidence → |