Call report 2008Q1
EASTERN MICHIGAN BANK — 2008Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,772,000 | USD | evidence → |
| Total loans | 166,682,000 | USD | evidence → |
| Allowance for loan losses | 2,035,000 | USD | evidence → |
| Securities available for sale | 25,334,000 | USD | evidence → |
| Securities held to maturity | 1,129,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,515,000 | USD | evidence → |
| Interest-bearing deposits | 174,332,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,183,000 | USD | evidence → |
| Equity capital | 23,327,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,323,000 | USD | evidence → |
| Interest expense | 1,090,000 | USD | evidence → |
| Net interest income | 2,233,000 | USD | evidence → |
| Noninterest income | 477,000 | USD | evidence → |
| Noninterest expense | 1,791,000 | USD | evidence → |
| Provision for loan losses | 131,000 | USD | evidence → |
| Pretax income | 788,000 | USD | evidence → |
| Income tax | 230,000 | USD | evidence → |
| Net income | 558,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,134,000 | USD | evidence → |
| Total capital | 25,096,000 | USD | evidence → |
| Risk-weighted assets | 156,924,000 | USD | evidence → |