Call report 2007Q4
EASTERN MICHIGAN BANK — 2007Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,660,000 | USD | evidence → |
| Total loans | 168,442,000 | USD | evidence → |
| Allowance for loan losses | 1,901,000 | USD | evidence → |
| Securities available for sale | 27,304,000 | USD | evidence → |
| Securities held to maturity | 1,196,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 197,052,000 | USD | evidence → |
| Interest-bearing deposits | 167,787,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,265,000 | USD | evidence → |
| Equity capital | 22,896,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,927,000 | USD | evidence → |
| Interest expense | 4,718,000 | USD | evidence → |
| Net interest income | 9,209,000 | USD | evidence → |
| Noninterest income | 1,101,000 | USD | evidence → |
| Noninterest expense | 7,037,000 | USD | evidence → |
| Provision for loan losses | 476,000 | USD | evidence → |
| Pretax income | 2,797,000 | USD | evidence → |
| Income tax | 833,000 | USD | evidence → |
| Net income | 1,964,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,818,000 | USD | evidence → |
| Total capital | 24,719,000 | USD | evidence → |
| Risk-weighted assets | 159,394,000 | USD | evidence → |