Call report 2007Q1
EASTERN MICHIGAN BANK — 2007Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 229,387,000 | USD | evidence → |
| Total loans | 174,388,000 | USD | evidence → |
| Allowance for loan losses | 1,928,000 | USD | evidence → |
| Securities available for sale | 23,037,000 | USD | evidence → |
| Securities held to maturity | 1,216,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 205,331,000 | USD | evidence → |
| Interest-bearing deposits | 177,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,764,000 | USD | evidence → |
| Equity capital | 22,300,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,442,000 | USD | evidence → |
| Interest expense | 1,169,000 | USD | evidence → |
| Net interest income | 2,273,000 | USD | evidence → |
| Noninterest income | 325,000 | USD | evidence → |
| Noninterest expense | 1,756,000 | USD | evidence → |
| Provision for loan losses | 138,000 | USD | evidence → |
| Pretax income | 704,000 | USD | evidence → |
| Income tax | 206,000 | USD | evidence → |
| Net income | 498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,297,000 | USD | evidence → |
| Total capital | 24,225,000 | USD | evidence → |
| Risk-weighted assets | 164,541,000 | USD | evidence → |