Call report 2006Q4
EASTERN MICHIGAN BANK — 2006Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,383,000 | USD | evidence → |
| Total loans | 175,764,000 | USD | evidence → |
| Allowance for loan losses | 1,905,000 | USD | evidence → |
| Securities available for sale | 21,312,000 | USD | evidence → |
| Securities held to maturity | 1,285,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,457,000 | USD | evidence → |
| Interest-bearing deposits | 178,808,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,649,000 | USD | evidence → |
| Equity capital | 22,017,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,666,000 | USD | evidence → |
| Interest expense | 4,733,000 | USD | evidence → |
| Net interest income | 8,933,000 | USD | evidence → |
| Noninterest income | 1,171,000 | USD | evidence → |
| Noninterest expense | 6,529,000 | USD | evidence → |
| Provision for loan losses | 296,000 | USD | evidence → |
| Pretax income | 3,279,000 | USD | evidence → |
| Income tax | 959,000 | USD | evidence → |
| Net income | 2,320,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,046,000 | USD | evidence → |
| Total capital | 23,951,000 | USD | evidence → |
| Risk-weighted assets | 164,650,000 | USD | evidence → |