Call report 2007Q2
EASTERN MICHIGAN BANK — 2007Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 225,137,000 | USD | evidence → |
| Total loans | 170,152,000 | USD | evidence → |
| Allowance for loan losses | 1,811,000 | USD | evidence → |
| Securities available for sale | 25,821,000 | USD | evidence → |
| Securities held to maturity | 1,210,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 200,827,000 | USD | evidence → |
| Interest-bearing deposits | 172,099,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,729,000 | USD | evidence → |
| Equity capital | 22,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,879,000 | USD | evidence → |
| Interest expense | 2,386,000 | USD | evidence → |
| Net interest income | 4,493,000 | USD | evidence → |
| Noninterest income | 678,000 | USD | evidence → |
| Noninterest expense | 3,529,000 | USD | evidence → |
| Provision for loan losses | 65,000 | USD | evidence → |
| Pretax income | 1,577,000 | USD | evidence → |
| Income tax | 470,000 | USD | evidence → |
| Net income | 1,107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,666,000 | USD | evidence → |
| Total capital | 24,477,000 | USD | evidence → |
| Risk-weighted assets | 161,720,000 | USD | evidence → |