Call report 2006Q1
EASTERN MICHIGAN BANK — 2006Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 236,781,000 | USD | evidence → |
| Total loans | 181,795,000 | USD | evidence → |
| Allowance for loan losses | 2,175,000 | USD | evidence → |
| Securities available for sale | 30,613,000 | USD | evidence → |
| Securities held to maturity | 1,700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 214,732,000 | USD | evidence → |
| Interest-bearing deposits | 186,786,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,946,000 | USD | evidence → |
| Equity capital | 20,984,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,299,000 | USD | evidence → |
| Interest expense | 1,129,000 | USD | evidence → |
| Net interest income | 2,170,000 | USD | evidence → |
| Noninterest income | 283,000 | USD | evidence → |
| Noninterest expense | 1,637,000 | USD | evidence → |
| Provision for loan losses | 16,000 | USD | evidence → |
| Pretax income | 800,000 | USD | evidence → |
| Income tax | 247,000 | USD | evidence → |
| Net income | 553,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,114,000 | USD | evidence → |
| Total capital | 23,194,000 | USD | evidence → |
| Risk-weighted assets | 166,289,000 | USD | evidence → |