Call report 2005Q4
EASTERN MICHIGAN BANK — 2005Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,589,000 | USD | evidence → |
| Total loans | 180,225,000 | USD | evidence → |
| Allowance for loan losses | 2,210,000 | USD | evidence → |
| Securities available for sale | 29,614,000 | USD | evidence → |
| Securities held to maturity | 1,820,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,868,000 | USD | evidence → |
| Interest-bearing deposits | 183,122,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,746,000 | USD | evidence → |
| Equity capital | 20,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,278,000 | USD | evidence → |
| Interest expense | 3,619,000 | USD | evidence → |
| Net interest income | 8,659,000 | USD | evidence → |
| Noninterest income | 1,208,000 | USD | evidence → |
| Noninterest expense | 6,762,000 | USD | evidence → |
| Provision for loan losses | 364,000 | USD | evidence → |
| Pretax income | 2,741,000 | USD | evidence → |
| Income tax | 852,000 | USD | evidence → |
| Net income | 1,889,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,785,000 | USD | evidence → |
| Total capital | 22,812,000 | USD | evidence → |
| Risk-weighted assets | 161,982,000 | USD | evidence → |