Call report 2006Q2
EASTERN MICHIGAN BANK — 2006Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,038,000 | USD | evidence → |
| Total loans | 181,632,000 | USD | evidence → |
| Allowance for loan losses | 2,186,000 | USD | evidence → |
| Securities available for sale | 27,459,000 | USD | evidence → |
| Securities held to maturity | 1,692,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,212,000 | USD | evidence → |
| Interest-bearing deposits | 181,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,188,000 | USD | evidence → |
| Equity capital | 21,365,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,645,000 | USD | evidence → |
| Interest expense | 2,297,000 | USD | evidence → |
| Net interest income | 4,348,000 | USD | evidence → |
| Noninterest income | 601,000 | USD | evidence → |
| Noninterest expense | 3,246,000 | USD | evidence → |
| Provision for loan losses | 117,000 | USD | evidence → |
| Pretax income | 1,586,000 | USD | evidence → |
| Income tax | 480,000 | USD | evidence → |
| Net income | 1,106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,510,000 | USD | evidence → |
| Total capital | 23,557,000 | USD | evidence → |
| Risk-weighted assets | 163,655,000 | USD | evidence → |