Call report 2005Q3
EASTERN MICHIGAN BANK — 2005Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,261,000 | USD | evidence → |
| Total loans | 181,838,000 | USD | evidence → |
| Allowance for loan losses | 2,203,000 | USD | evidence → |
| Securities available for sale | 26,674,000 | USD | evidence → |
| Securities held to maturity | 1,934,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,943,000 | USD | evidence → |
| Interest-bearing deposits | 183,407,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,536,000 | USD | evidence → |
| Equity capital | 20,848,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,062,000 | USD | evidence → |
| Interest expense | 2,605,000 | USD | evidence → |
| Net interest income | 6,457,000 | USD | evidence → |
| Noninterest income | 906,000 | USD | evidence → |
| Noninterest expense | 4,931,000 | USD | evidence → |
| Provision for loan losses | 31,000 | USD | evidence → |
| Pretax income | 2,401,000 | USD | evidence → |
| Income tax | 749,000 | USD | evidence → |
| Net income | 1,652,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,944,000 | USD | evidence → |
| Total capital | 22,988,000 | USD | evidence → |
| Risk-weighted assets | 163,400,000 | USD | evidence → |