Call report 2005Q2
EASTERN MICHIGAN BANK — 2005Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 225,505,000 | USD | evidence → |
| Total loans | 182,516,000 | USD | evidence → |
| Allowance for loan losses | 2,243,000 | USD | evidence → |
| Securities available for sale | 23,928,000 | USD | evidence → |
| Securities held to maturity | 2,156,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,786,000 | USD | evidence → |
| Interest-bearing deposits | 177,701,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,085,000 | USD | evidence → |
| Equity capital | 20,466,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,948,000 | USD | evidence → |
| Interest expense | 1,687,000 | USD | evidence → |
| Net interest income | 4,261,000 | USD | evidence → |
| Noninterest income | 584,000 | USD | evidence → |
| Noninterest expense | 3,253,000 | USD | evidence → |
| Provision for loan losses | 31,000 | USD | evidence → |
| Pretax income | 1,561,000 | USD | evidence → |
| Income tax | 490,000 | USD | evidence → |
| Net income | 1,071,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,574,000 | USD | evidence → |
| Total capital | 22,621,000 | USD | evidence → |
| Risk-weighted assets | 163,597,000 | USD | evidence → |