Call report 2005Q1
EASTERN MICHIGAN BANK — 2005Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,727,000 | USD | evidence → |
| Total loans | 179,867,000 | USD | evidence → |
| Allowance for loan losses | 2,260,000 | USD | evidence → |
| Securities available for sale | 25,509,000 | USD | evidence → |
| Securities held to maturity | 2,172,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 202,315,000 | USD | evidence → |
| Interest-bearing deposits | 179,358,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,957,000 | USD | evidence → |
| Equity capital | 20,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,930,000 | USD | evidence → |
| Interest expense | 827,000 | USD | evidence → |
| Net interest income | 2,103,000 | USD | evidence → |
| Noninterest income | 297,000 | USD | evidence → |
| Noninterest expense | 1,586,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 814,000 | USD | evidence → |
| Income tax | 250,000 | USD | evidence → |
| Net income | 564,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,285,000 | USD | evidence → |
| Total capital | 22,295,000 | USD | evidence → |
| Risk-weighted assets | 160,493,000 | USD | evidence → |