Call report 2004Q4
EASTERN MICHIGAN BANK — 2004Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,061,000 | USD | evidence → |
| Total loans | 182,285,000 | USD | evidence → |
| Allowance for loan losses | 3,601,000 | USD | evidence → |
| Securities available for sale | 26,942,000 | USD | evidence → |
| Securities held to maturity | 2,486,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,096,000 | USD | evidence → |
| Interest-bearing deposits | 180,811,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,285,000 | USD | evidence → |
| Equity capital | 19,917,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,823,000 | USD | evidence → |
| Interest expense | 3,285,000 | USD | evidence → |
| Net interest income | 8,538,000 | USD | evidence → |
| Noninterest income | 1,052,000 | USD | evidence → |
| Noninterest expense | 5,950,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 3,314,000 | USD | evidence → |
| Income tax | 1,007,000 | USD | evidence → |
| Net income | 2,307,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,945,000 | USD | evidence → |
| Total capital | 21,979,000 | USD | evidence → |
| Risk-weighted assets | 161,167,000 | USD | evidence → |