Call report 2004Q3
EASTERN MICHIGAN BANK — 2004Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,894,000 | USD | evidence → |
| Total loans | 182,688,000 | USD | evidence → |
| Allowance for loan losses | 3,471,000 | USD | evidence → |
| Securities available for sale | 28,414,000 | USD | evidence → |
| Securities held to maturity | 2,795,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,029,000 | USD | evidence → |
| Interest-bearing deposits | 178,270,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,760,000 | USD | evidence → |
| Equity capital | 19,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,858,000 | USD | evidence → |
| Interest expense | 2,463,000 | USD | evidence → |
| Net interest income | 6,395,000 | USD | evidence → |
| Noninterest income | 780,000 | USD | evidence → |
| Noninterest expense | 4,369,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 2,645,000 | USD | evidence → |
| Income tax | 803,000 | USD | evidence → |
| Net income | 1,842,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,880,000 | USD | evidence → |
| Total capital | 21,885,000 | USD | evidence → |
| Risk-weighted assets | 158,956,000 | USD | evidence → |