Call report 2003Q4
EASTERN MICHIGAN BANK — 2003Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,797,000 | USD | evidence → |
| Total loans | 177,044,000 | USD | evidence → |
| Allowance for loan losses | 3,338,000 | USD | evidence → |
| Securities available for sale | 32,270,000 | USD | evidence → |
| Securities held to maturity | 2,897,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,012,000 | USD | evidence → |
| Interest-bearing deposits | 186,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,251,000 | USD | evidence → |
| Equity capital | 19,268,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,703,000 | USD | evidence → |
| Interest expense | 4,013,000 | USD | evidence → |
| Net interest income | 8,690,000 | USD | evidence → |
| Noninterest income | 1,309,000 | USD | evidence → |
| Noninterest expense | 5,635,000 | USD | evidence → |
| Provision for loan losses | 1,862,000 | USD | evidence → |
| Pretax income | 2,502,000 | USD | evidence → |
| Income tax | 674,000 | USD | evidence → |
| Net income | 1,828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,104,000 | USD | evidence → |
| Total capital | 21,070,000 | USD | evidence → |
| Risk-weighted assets | 155,948,000 | USD | evidence → |