Call report 2004Q1
EASTERN MICHIGAN BANK — 2004Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 227,141,000 | USD | evidence → |
| Total loans | 179,181,000 | USD | evidence → |
| Allowance for loan losses | 3,343,000 | USD | evidence → |
| Securities available for sale | 33,155,000 | USD | evidence → |
| Securities held to maturity | 2,820,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,567,000 | USD | evidence → |
| Interest-bearing deposits | 185,107,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,460,000 | USD | evidence → |
| Equity capital | 19,297,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,981,000 | USD | evidence → |
| Interest expense | 845,000 | USD | evidence → |
| Net interest income | 2,136,000 | USD | evidence → |
| Noninterest income | 262,000 | USD | evidence → |
| Noninterest expense | 1,480,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 896,000 | USD | evidence → |
| Income tax | 273,000 | USD | evidence → |
| Net income | 623,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,057,000 | USD | evidence → |
| Total capital | 21,036,000 | USD | evidence → |
| Risk-weighted assets | 156,915,000 | USD | evidence → |