Call report 2003Q3
EASTERN MICHIGAN BANK — 2003Q3
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,591,000 | USD | evidence → |
| Total loans | 178,743,000 | USD | evidence → |
| Allowance for loan losses | 3,762,000 | USD | evidence → |
| Securities available for sale | 28,252,000 | USD | evidence → |
| Securities held to maturity | 3,215,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 210,934,000 | USD | evidence → |
| Interest-bearing deposits | 189,642,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,292,000 | USD | evidence → |
| Equity capital | 19,125,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,633,000 | USD | evidence → |
| Interest expense | 3,097,000 | USD | evidence → |
| Net interest income | 6,536,000 | USD | evidence → |
| Noninterest income | 1,027,000 | USD | evidence → |
| Noninterest expense | 4,167,000 | USD | evidence → |
| Provision for loan losses | 1,632,000 | USD | evidence → |
| Pretax income | 1,764,000 | USD | evidence → |
| Income tax | 495,000 | USD | evidence → |
| Net income | 1,269,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,951,000 | USD | evidence → |
| Total capital | 20,949,000 | USD | evidence → |
| Risk-weighted assets | 158,091,000 | USD | evidence → |