Call report 2003Q2
EASTERN MICHIGAN BANK — 2003Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 226,090,000 | USD | evidence → |
| Total loans | 178,332,000 | USD | evidence → |
| Allowance for loan losses | 3,647,000 | USD | evidence → |
| Securities available for sale | 24,779,000 | USD | evidence → |
| Securities held to maturity | 4,194,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,676,000 | USD | evidence → |
| Interest-bearing deposits | 184,594,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,082,000 | USD | evidence → |
| Equity capital | 18,797,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,472,000 | USD | evidence → |
| Interest expense | 2,115,000 | USD | evidence → |
| Net interest income | 4,357,000 | USD | evidence → |
| Noninterest income | 693,000 | USD | evidence → |
| Noninterest expense | 2,704,000 | USD | evidence → |
| Provision for loan losses | 1,512,000 | USD | evidence → |
| Pretax income | 834,000 | USD | evidence → |
| Income tax | 225,000 | USD | evidence → |
| Net income | 609,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,455,000 | USD | evidence → |
| Total capital | 20,433,000 | USD | evidence → |
| Risk-weighted assets | 156,549,000 | USD | evidence → |