Call report 2003Q1
EASTERN MICHIGAN BANK — 2003Q1
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 222,265,000 | USD | evidence → |
| Total loans | 175,341,000 | USD | evidence → |
| Allowance for loan losses | 2,223,000 | USD | evidence → |
| Securities available for sale | 26,408,000 | USD | evidence → |
| Securities held to maturity | 4,235,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 200,852,000 | USD | evidence → |
| Interest-bearing deposits | 180,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,228,000 | USD | evidence → |
| Equity capital | 20,668,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,291,000 | USD | evidence → |
| Interest expense | 1,089,000 | USD | evidence → |
| Net interest income | 2,202,000 | USD | evidence → |
| Noninterest income | 347,000 | USD | evidence → |
| Noninterest expense | 1,389,000 | USD | evidence → |
| Provision for loan losses | 62,000 | USD | evidence → |
| Pretax income | 1,098,000 | USD | evidence → |
| Income tax | 335,000 | USD | evidence → |
| Net income | 763,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,338,000 | USD | evidence → |
| Total capital | 22,288,000 | USD | evidence → |
| Risk-weighted assets | 155,754,000 | USD | evidence → |