Call report 2002Q4
EASTERN MICHIGAN BANK — 2002Q4
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 219,315,000 | USD | evidence → |
| Total loans | 176,106,000 | USD | evidence → |
| Allowance for loan losses | 2,181,000 | USD | evidence → |
| Securities available for sale | 22,057,000 | USD | evidence → |
| Securities held to maturity | 4,720,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,704,000 | USD | evidence → |
| Interest-bearing deposits | 176,172,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,532,000 | USD | evidence → |
| Equity capital | 20,128,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,904,000 | USD | evidence → |
| Interest expense | 4,822,000 | USD | evidence → |
| Net interest income | 8,082,000 | USD | evidence → |
| Noninterest income | 1,072,000 | USD | evidence → |
| Noninterest expense | 5,146,000 | USD | evidence → |
| Provision for loan losses | 431,000 | USD | evidence → |
| Pretax income | 3,582,000 | USD | evidence → |
| Income tax | 1,107,000 | USD | evidence → |
| Net income | 2,475,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,763,000 | USD | evidence → |
| Total capital | 21,666,000 | USD | evidence → |
| Risk-weighted assets | 152,056,000 | USD | evidence → |