Call report 2005Q1
STERLING BANK — 2005Q1
The 22 measures STERLING BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 309,950,000 | USD | evidence → |
| Total loans | 224,382,000 | USD | evidence → |
| Allowance for loan losses | 972,000 | USD | evidence → |
| Securities available for sale | 52,159,000 | USD | evidence → |
| Securities held to maturity | 13,256,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 265,153,000 | USD | evidence → |
| Interest-bearing deposits | 227,305,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,848,000 | USD | evidence → |
| Equity capital | 20,572,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,182,000 | USD | evidence → |
| Interest expense | 1,420,000 | USD | evidence → |
| Net interest income | 2,762,000 | USD | evidence → |
| Noninterest income | 159,000 | USD | evidence → |
| Noninterest expense | 2,329,000 | USD | evidence → |
| Provision for loan losses | 63,000 | USD | evidence → |
| Pretax income | 529,000 | USD | evidence → |
| Income tax | 190,000 | USD | evidence → |
| Net income | 339,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,337,000 | USD | evidence → |
| Total capital | 22,373,000 | USD | evidence → |
| Risk-weighted assets | 221,446,000 | USD | evidence → |