Call report 2005Q2
STERLING BANK — 2005Q2
The 22 measures STERLING BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 335,739,000 | USD | evidence → |
| Total loans | 242,963,000 | USD | evidence → |
| Allowance for loan losses | 1,023,000 | USD | evidence → |
| Securities available for sale | 47,860,000 | USD | evidence → |
| Securities held to maturity | 12,482,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 282,557,000 | USD | evidence → |
| Interest-bearing deposits | 248,364,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,193,000 | USD | evidence → |
| Equity capital | 34,111,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,832,000 | USD | evidence → |
| Interest expense | 3,080,000 | USD | evidence → |
| Net interest income | 5,752,000 | USD | evidence → |
| Noninterest income | 310,000 | USD | evidence → |
| Noninterest expense | 4,735,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,178,000 | USD | evidence → |
| Income tax | 424,000 | USD | evidence → |
| Net income | 754,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,447,000 | USD | evidence → |
| Total capital | 35,537,000 | USD | evidence → |
| Risk-weighted assets | 238,359,000 | USD | evidence → |