Call report 2004Q4
STERLING BANK — 2004Q4
The 22 measures STERLING BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,265,000 | USD | evidence → |
| Total loans | 205,816,000 | USD | evidence → |
| Allowance for loan losses | 913,000 | USD | evidence → |
| Securities available for sale | 53,950,000 | USD | evidence → |
| Securities held to maturity | 14,016,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 252,299,000 | USD | evidence → |
| Interest-bearing deposits | 217,869,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,430,000 | USD | evidence → |
| Equity capital | 20,757,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,831,000 | USD | evidence → |
| Interest expense | 4,122,000 | USD | evidence → |
| Net interest income | 9,709,000 | USD | evidence → |
| Noninterest income | 550,000 | USD | evidence → |
| Noninterest expense | 8,477,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 1,759,000 | USD | evidence → |
| Income tax | 633,000 | USD | evidence → |
| Net income | 1,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,084,000 | USD | evidence → |
| Total capital | 22,058,000 | USD | evidence → |
| Risk-weighted assets | 210,860,000 | USD | evidence → |