Call report 2025Q2
VERMILION VALLEY BANK — 2025Q2
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,935,000 | USD | evidence → |
| Total loans | 107,772,000 | USD | evidence → |
| Allowance for loan losses | 1,239,000 | USD | evidence → |
| Securities available for sale | 66,004,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,897,000 | USD | evidence → |
| Interest-bearing deposits | 118,311,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,586,000 | USD | evidence → |
| Equity capital | 28,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,801,000 | USD | evidence → |
| Interest expense | 1,131,000 | USD | evidence → |
| Net interest income | 2,670,000 | USD | evidence → |
| Noninterest income | 118,000 | USD | evidence → |
| Noninterest expense | 1,271,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,525,000 | USD | evidence → |
| Income tax | 91,000 | USD | evidence → |
| Net income | 1,434,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,629,000 | USD | evidence → |
| Total capital | 31,868,000 | USD | evidence → |
| Risk-weighted assets | 115,258,000 | USD | evidence → |