Call report 2025Q3
VERMILION VALLEY BANK — 2025Q3
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 185,723,000 | USD | evidence → |
| Total loans | 112,387,000 | USD | evidence → |
| Allowance for loan losses | 1,239,000 | USD | evidence → |
| Securities available for sale | 66,311,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,335,000 | USD | evidence → |
| Interest-bearing deposits | 122,271,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,064,000 | USD | evidence → |
| Equity capital | 29,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,851,000 | USD | evidence → |
| Interest expense | 1,782,000 | USD | evidence → |
| Net interest income | 4,069,000 | USD | evidence → |
| Noninterest income | 154,000 | USD | evidence → |
| Noninterest expense | 1,940,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,295,000 | USD | evidence → |
| Income tax | 136,000 | USD | evidence → |
| Net income | 2,159,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,058,000 | USD | evidence → |
| Total capital | 32,297,000 | USD | evidence → |
| Risk-weighted assets | 115,258,000 | USD | evidence → |