Call report 2025Q1
VERMILION VALLEY BANK — 2025Q1
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,322,000 | USD | evidence → |
| Total loans | 107,450,000 | USD | evidence → |
| Allowance for loan losses | 1,248,000 | USD | evidence → |
| Securities available for sale | 64,684,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,606,000 | USD | evidence → |
| Interest-bearing deposits | 120,350,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,256,000 | USD | evidence → |
| Equity capital | 27,371,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,855,000 | USD | evidence → |
| Interest expense | 535,000 | USD | evidence → |
| Net interest income | 1,320,000 | USD | evidence → |
| Noninterest income | 159,000 | USD | evidence → |
| Noninterest expense | 707,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 777,000 | USD | evidence → |
| Income tax | 46,000 | USD | evidence → |
| Net income | 731,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,243,000 | USD | evidence → |
| Total capital | 31,491,000 | USD | evidence → |
| Risk-weighted assets | 117,295,000 | USD | evidence → |