Call report 2023Q2
VERMILION VALLEY BANK — 2023Q2
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,907,000 | USD | evidence → |
| Total loans | 83,674,000 | USD | evidence → |
| Allowance for loan losses | 1,224,000 | USD | evidence → |
| Securities available for sale | 67,166,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,526,000 | USD | evidence → |
| Interest-bearing deposits | 111,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,157,000 | USD | evidence → |
| Equity capital | 23,457,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,071,000 | USD | evidence → |
| Interest expense | 397,000 | USD | evidence → |
| Net interest income | 2,674,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 1,093,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,724,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 1,644,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,301,000 | USD | evidence → |
| Total capital | 28,469,000 | USD | evidence → |
| Risk-weighted assets | 93,261,000 | USD | evidence → |