Call report 2023Q1
VERMILION VALLEY BANK — 2023Q1
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,493,000 | USD | evidence → |
| Total loans | 80,732,000 | USD | evidence → |
| Allowance for loan losses | 1,225,000 | USD | evidence → |
| Securities available for sale | 69,060,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,781,000 | USD | evidence → |
| Interest-bearing deposits | 115,181,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,600,000 | USD | evidence → |
| Equity capital | 23,495,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,497,000 | USD | evidence → |
| Interest expense | 157,000 | USD | evidence → |
| Net interest income | 1,340,000 | USD | evidence → |
| Noninterest income | 89,000 | USD | evidence → |
| Noninterest expense | 540,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 893,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 855,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,774,000 | USD | evidence → |
| Total capital | 27,999,000 | USD | evidence → |
| Risk-weighted assets | 100,995,000 | USD | evidence → |