Call report 2023Q3
VERMILION VALLEY BANK — 2023Q3
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,456,000 | USD | evidence → |
| Total loans | 89,523,000 | USD | evidence → |
| Allowance for loan losses | 1,224,000 | USD | evidence → |
| Securities available for sale | 63,212,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,533,000 | USD | evidence → |
| Interest-bearing deposits | 111,818,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,715,000 | USD | evidence → |
| Equity capital | 22,688,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,738,000 | USD | evidence → |
| Interest expense | 751,000 | USD | evidence → |
| Net interest income | 3,987,000 | USD | evidence → |
| Noninterest income | 349,000 | USD | evidence → |
| Noninterest expense | 1,866,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,484,000 | USD | evidence → |
| Income tax | 122,000 | USD | evidence → |
| Net income | 2,362,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,777,000 | USD | evidence → |
| Total capital | 28,943,000 | USD | evidence → |
| Risk-weighted assets | 93,260,000 | USD | evidence → |