Call report 2022Q4
VERMILION VALLEY BANK — 2022Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 173,918,000 | USD | evidence → |
| Total loans | 90,340,000 | USD | evidence → |
| Allowance for loan losses | 1,221,000 | USD | evidence → |
| Securities available for sale | 67,297,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,960,000 | USD | evidence → |
| Interest-bearing deposits | 109,668,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,292,000 | USD | evidence → |
| Equity capital | 22,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,025,000 | USD | evidence → |
| Interest expense | 483,000 | USD | evidence → |
| Net interest income | 4,542,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 2,094,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,602,000 | USD | evidence → |
| Income tax | 290,000 | USD | evidence → |
| Net income | 2,312,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,161,000 | USD | evidence → |
| Total capital | 27,382,000 | USD | evidence → |
| Risk-weighted assets | 100,995,000 | USD | evidence → |