Call report 2008Q4
VERMILION VALLEY BANK — 2008Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,542,000 | USD | evidence → |
| Total loans | 62,883,000 | USD | evidence → |
| Allowance for loan losses | 871,000 | USD | evidence → |
| Securities available for sale | 31,633,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,787,000 | USD | evidence → |
| Interest-bearing deposits | 64,814,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,973,000 | USD | evidence → |
| Equity capital | 10,038,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,077,000 | USD | evidence → |
| Interest expense | 2,054,000 | USD | evidence → |
| Net interest income | 3,023,000 | USD | evidence → |
| Noninterest income | 305,000 | USD | evidence → |
| Noninterest expense | 1,941,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 1,115,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 1,110,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,037,000 | USD | evidence → |
| Total capital | 9,889,000 | USD | evidence → |
| Risk-weighted assets | 68,102,000 | USD | evidence → |