Call report 2008Q3
VERMILION VALLEY BANK — 2008Q3
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,723,000 | USD | evidence → |
| Total loans | 58,411,000 | USD | evidence → |
| Allowance for loan losses | 940,000 | USD | evidence → |
| Securities available for sale | 33,367,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,810,000 | USD | evidence → |
| Interest-bearing deposits | 66,785,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,025,000 | USD | evidence → |
| Equity capital | 9,729,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,788,000 | USD | evidence → |
| Interest expense | 1,612,000 | USD | evidence → |
| Net interest income | 2,176,000 | USD | evidence → |
| Noninterest income | 227,000 | USD | evidence → |
| Noninterest expense | 1,454,000 | USD | evidence → |
| Provision for loan losses | 195,000 | USD | evidence → |
| Pretax income | 754,000 | USD | evidence → |
| Income tax | -2,000 | USD | evidence → |
| Net income | 756,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,913,000 | USD | evidence → |
| Total capital | 9,715,000 | USD | evidence → |
| Risk-weighted assets | 63,990,000 | USD | evidence → |