Call report 2009Q1
VERMILION VALLEY BANK — 2009Q1
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,897,000 | USD | evidence → |
| Total loans | 61,280,000 | USD | evidence → |
| Allowance for loan losses | 938,000 | USD | evidence → |
| Securities available for sale | 26,321,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,340,000 | USD | evidence → |
| Interest-bearing deposits | 67,510,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,830,000 | USD | evidence → |
| Equity capital | 10,459,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,210,000 | USD | evidence → |
| Interest expense | 356,000 | USD | evidence → |
| Net interest income | 854,000 | USD | evidence → |
| Noninterest income | 99,000 | USD | evidence → |
| Noninterest expense | 475,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 433,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 430,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,440,000 | USD | evidence → |
| Total capital | 10,253,000 | USD | evidence → |
| Risk-weighted assets | 64,932,000 | USD | evidence → |