Call report 2004Q3
VERMILION VALLEY BANK — 2004Q3
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,079,000 | USD | evidence → |
| Total loans | 51,591,000 | USD | evidence → |
| Allowance for loan losses | 999,000 | USD | evidence → |
| Securities available for sale | 31,220,000 | USD | evidence → |
| Securities held to maturity | 437,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,168,000 | USD | evidence → |
| Interest-bearing deposits | 61,283,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,885,000 | USD | evidence → |
| Equity capital | 8,777,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,045,000 | USD | evidence → |
| Interest expense | 855,000 | USD | evidence → |
| Net interest income | 2,190,000 | USD | evidence → |
| Noninterest income | 193,000 | USD | evidence → |
| Noninterest expense | 1,196,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,086,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 1,074,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,035,000 | USD | evidence → |
| Total capital | 8,748,000 | USD | evidence → |
| Risk-weighted assets | 56,756,000 | USD | evidence → |