Call report 2004Q4
VERMILION VALLEY BANK — 2004Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,202,000 | USD | evidence → |
| Total loans | 51,578,000 | USD | evidence → |
| Allowance for loan losses | 1,036,000 | USD | evidence → |
| Securities available for sale | 29,081,000 | USD | evidence → |
| Securities held to maturity | 347,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,106,000 | USD | evidence → |
| Interest-bearing deposits | 62,374,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,732,000 | USD | evidence → |
| Equity capital | 8,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,015,000 | USD | evidence → |
| Interest expense | 1,169,000 | USD | evidence → |
| Net interest income | 2,846,000 | USD | evidence → |
| Noninterest income | 253,000 | USD | evidence → |
| Noninterest expense | 1,608,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,353,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 1,337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,047,000 | USD | evidence → |
| Total capital | 8,756,000 | USD | evidence → |
| Risk-weighted assets | 56,421,000 | USD | evidence → |