Call report 2004Q2
VERMILION VALLEY BANK — 2004Q2
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,301,000 | USD | evidence → |
| Total loans | 50,701,000 | USD | evidence → |
| Allowance for loan losses | 915,000 | USD | evidence → |
| Securities available for sale | 32,338,000 | USD | evidence → |
| Securities held to maturity | 437,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,633,000 | USD | evidence → |
| Interest-bearing deposits | 61,447,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,186,000 | USD | evidence → |
| Equity capital | 8,884,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,057,000 | USD | evidence → |
| Interest expense | 564,000 | USD | evidence → |
| Net interest income | 1,493,000 | USD | evidence → |
| Noninterest income | 129,000 | USD | evidence → |
| Noninterest expense | 806,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 745,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 733,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,918,000 | USD | evidence → |
| Total capital | 8,617,000 | USD | evidence → |
| Risk-weighted assets | 55,730,000 | USD | evidence → |