Call report 2004Q1
VERMILION VALLEY BANK — 2004Q1
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,559,000 | USD | evidence → |
| Total loans | 49,764,000 | USD | evidence → |
| Allowance for loan losses | 968,000 | USD | evidence → |
| Securities available for sale | 26,447,000 | USD | evidence → |
| Securities held to maturity | 438,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,330,000 | USD | evidence → |
| Interest-bearing deposits | 62,849,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,481,000 | USD | evidence → |
| Equity capital | 8,927,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,016,000 | USD | evidence → |
| Interest expense | 289,000 | USD | evidence → |
| Net interest income | 727,000 | USD | evidence → |
| Noninterest income | 73,000 | USD | evidence → |
| Noninterest expense | 410,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 360,000 | USD | evidence → |
| Income tax | -2,000 | USD | evidence → |
| Net income | 362,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,851,000 | USD | evidence → |
| Total capital | 8,522,000 | USD | evidence → |
| Risk-weighted assets | 53,351,000 | USD | evidence → |