Call report 2003Q4
VERMILION VALLEY BANK — 2003Q4
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,074,000 | USD | evidence → |
| Total loans | 54,264,000 | USD | evidence → |
| Allowance for loan losses | 998,000 | USD | evidence → |
| Securities available for sale | 25,287,000 | USD | evidence → |
| Securities held to maturity | 438,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,849,000 | USD | evidence → |
| Interest-bearing deposits | 61,611,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,238,000 | USD | evidence → |
| Equity capital | 8,913,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,468,000 | USD | evidence → |
| Interest expense | 1,369,000 | USD | evidence → |
| Net interest income | 3,099,000 | USD | evidence → |
| Noninterest income | 209,000 | USD | evidence → |
| Noninterest expense | 1,607,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,469,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 1,450,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,825,000 | USD | evidence → |
| Total capital | 8,544,000 | USD | evidence → |
| Risk-weighted assets | 57,268,000 | USD | evidence → |