Call report 2003Q3
VERMILION VALLEY BANK — 2003Q3
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,944,000 | USD | evidence → |
| Total loans | 54,017,000 | USD | evidence → |
| Allowance for loan losses | 965,000 | USD | evidence → |
| Securities available for sale | 25,432,000 | USD | evidence → |
| Securities held to maturity | 524,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,088,000 | USD | evidence → |
| Interest-bearing deposits | 61,596,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,492,000 | USD | evidence → |
| Equity capital | 8,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,416,000 | USD | evidence → |
| Interest expense | 1,068,000 | USD | evidence → |
| Net interest income | 2,348,000 | USD | evidence → |
| Noninterest income | 155,000 | USD | evidence → |
| Noninterest expense | 1,164,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,135,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 1,119,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,707,000 | USD | evidence → |
| Total capital | 8,421,000 | USD | evidence → |
| Risk-weighted assets | 56,842,000 | USD | evidence → |