Call report 2003Q2
VERMILION VALLEY BANK — 2003Q2
The 22 measures VERMILION VALLEY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,293,000 | USD | evidence → |
| Total loans | 53,332,000 | USD | evidence → |
| Allowance for loan losses | 988,000 | USD | evidence → |
| Securities available for sale | 22,618,000 | USD | evidence → |
| Securities held to maturity | 525,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,100,000 | USD | evidence → |
| Interest-bearing deposits | 62,045,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,055,000 | USD | evidence → |
| Equity capital | 8,813,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,350,000 | USD | evidence → |
| Interest expense | 748,000 | USD | evidence → |
| Net interest income | 1,602,000 | USD | evidence → |
| Noninterest income | 110,000 | USD | evidence → |
| Noninterest expense | 757,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 819,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 814,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,722,000 | USD | evidence → |
| Total capital | 8,423,000 | USD | evidence → |
| Risk-weighted assets | 55,795,000 | USD | evidence → |