Call report 2004Q1
BSB BANK & TRUST COMPANY — 2004Q1
The 22 measures BSB BANK & TRUST COMPANY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,218,520,000 | USD | evidence → |
| Total loans | 1,428,010,000 | USD | evidence → |
| Allowance for loan losses | 48,080,000 | USD | evidence → |
| Securities available for sale | 638,931,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,598,261,000 | USD | evidence → |
| Interest-bearing deposits | 1,426,381,000 | USD | evidence → |
| Noninterest-bearing deposits | 171,880,000 | USD | evidence → |
| Equity capital | 182,925,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,587,000 | USD | evidence → |
| Interest expense | 9,619,000 | USD | evidence → |
| Net interest income | 17,968,000 | USD | evidence → |
| Noninterest income | 3,214,000 | USD | evidence → |
| Noninterest expense | 12,293,000 | USD | evidence → |
| Provision for loan losses | 1,620,000 | USD | evidence → |
| Pretax income | 7,303,000 | USD | evidence → |
| Income tax | 2,030,000 | USD | evidence → |
| Net income | 5,273,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 177,286,000 | USD | evidence → |
| Total capital | 196,234,000 | USD | evidence → |
| Risk-weighted assets | 1,486,692,000 | USD | evidence → |