Call report 2003Q4
BSB BANK & TRUST COMPANY — 2003Q4
The 22 measures BSB BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,209,322,000 | USD | evidence → |
| Total loans | 1,453,499,000 | USD | evidence → |
| Allowance for loan losses | 47,421,000 | USD | evidence → |
| Securities available for sale | 623,221,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,608,362,000 | USD | evidence → |
| Interest-bearing deposits | 1,432,408,000 | USD | evidence → |
| Noninterest-bearing deposits | 175,955,000 | USD | evidence → |
| Equity capital | 174,777,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 114,784,000 | USD | evidence → |
| Interest expense | 39,935,000 | USD | evidence → |
| Net interest income | 74,849,000 | USD | evidence → |
| Noninterest income | 12,153,000 | USD | evidence → |
| Noninterest expense | 48,074,000 | USD | evidence → |
| Provision for loan losses | 10,088,000 | USD | evidence → |
| Pretax income | 30,179,000 | USD | evidence → |
| Income tax | 8,725,000 | USD | evidence → |
| Net income | 21,454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 171,239,000 | USD | evidence → |
| Total capital | 190,419,000 | USD | evidence → |
| Risk-weighted assets | 1,506,123,000 | USD | evidence → |