Call report 2004Q2
BSB BANK & TRUST COMPANY — 2004Q2
The 22 measures BSB BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,186,049,000 | USD | evidence → |
| Total loans | 1,398,030,000 | USD | evidence → |
| Allowance for loan losses | 50,038,000 | USD | evidence → |
| Securities available for sale | 687,063,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,553,940,000 | USD | evidence → |
| Interest-bearing deposits | 1,390,438,000 | USD | evidence → |
| Noninterest-bearing deposits | 163,502,000 | USD | evidence → |
| Equity capital | 180,060,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,433,000 | USD | evidence → |
| Interest expense | 19,045,000 | USD | evidence → |
| Net interest income | 35,388,000 | USD | evidence → |
| Noninterest income | 6,403,000 | USD | evidence → |
| Noninterest expense | 23,198,000 | USD | evidence → |
| Provision for loan losses | 3,240,000 | USD | evidence → |
| Pretax income | 15,387,000 | USD | evidence → |
| Income tax | 4,315,000 | USD | evidence → |
| Net income | 11,072,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 182,317,000 | USD | evidence → |
| Total capital | 201,016,000 | USD | evidence → |
| Risk-weighted assets | 1,464,616,000 | USD | evidence → |