Call report 2004Q2
VALLEY COMMUNITY BANK — 2004Q2
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,909,000 | USD | evidence → |
| Total loans | 91,211,000 | USD | evidence → |
| Allowance for loan losses | 890,000 | USD | evidence → |
| Securities available for sale | 22,585,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 113,046,000 | USD | evidence → |
| Interest-bearing deposits | 93,283,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,763,000 | USD | evidence → |
| Equity capital | 8,782,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,143,000 | USD | evidence → |
| Interest expense | 842,000 | USD | evidence → |
| Net interest income | 2,301,000 | USD | evidence → |
| Noninterest income | 280,000 | USD | evidence → |
| Noninterest expense | 2,201,000 | USD | evidence → |
| Provision for loan losses | 119,000 | USD | evidence → |
| Pretax income | 267,000 | USD | evidence → |
| Income tax | 88,000 | USD | evidence → |
| Net income | 179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,016,000 | USD | evidence → |
| Total capital | 9,906,000 | USD | evidence → |
| Risk-weighted assets | 100,050,000 | USD | evidence → |