Call report 2004Q3
VALLEY COMMUNITY BANK — 2004Q3
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 135,608,000 | USD | evidence → |
| Total loans | 100,073,000 | USD | evidence → |
| Allowance for loan losses | 981,000 | USD | evidence → |
| Securities available for sale | 22,842,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,938,000 | USD | evidence → |
| Interest-bearing deposits | 106,013,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,925,000 | USD | evidence → |
| Equity capital | 9,945,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,875,000 | USD | evidence → |
| Interest expense | 1,339,000 | USD | evidence → |
| Net interest income | 3,536,000 | USD | evidence → |
| Noninterest income | 433,000 | USD | evidence → |
| Noninterest expense | 3,327,000 | USD | evidence → |
| Provision for loan losses | 192,000 | USD | evidence → |
| Pretax income | 455,000 | USD | evidence → |
| Income tax | 152,000 | USD | evidence → |
| Net income | 303,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,990,000 | USD | evidence → |
| Total capital | 10,971,000 | USD | evidence → |
| Risk-weighted assets | 106,868,000 | USD | evidence → |