Call report 2004Q1
VALLEY COMMUNITY BANK — 2004Q1
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,369,000 | USD | evidence → |
| Total loans | 91,704,000 | USD | evidence → |
| Allowance for loan losses | 804,000 | USD | evidence → |
| Securities available for sale | 20,767,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,964,000 | USD | evidence → |
| Interest-bearing deposits | 92,085,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,879,000 | USD | evidence → |
| Equity capital | 9,019,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,545,000 | USD | evidence → |
| Interest expense | 417,000 | USD | evidence → |
| Net interest income | 1,128,000 | USD | evidence → |
| Noninterest income | 135,000 | USD | evidence → |
| Noninterest expense | 1,125,000 | USD | evidence → |
| Provision for loan losses | 28,000 | USD | evidence → |
| Pretax income | 116,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 78,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,915,000 | USD | evidence → |
| Total capital | 9,719,000 | USD | evidence → |
| Risk-weighted assets | 97,124,000 | USD | evidence → |