Call report 2003Q4
VALLEY COMMUNITY BANK — 2003Q4
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,953,000 | USD | evidence → |
| Total loans | 86,373,000 | USD | evidence → |
| Allowance for loan losses | 775,000 | USD | evidence → |
| Securities available for sale | 21,485,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,009,000 | USD | evidence → |
| Interest-bearing deposits | 90,747,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,262,000 | USD | evidence → |
| Equity capital | 8,574,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,144,000 | USD | evidence → |
| Interest expense | 1,647,000 | USD | evidence → |
| Net interest income | 4,497,000 | USD | evidence → |
| Noninterest income | 576,000 | USD | evidence → |
| Noninterest expense | 4,356,000 | USD | evidence → |
| Provision for loan losses | 148,000 | USD | evidence → |
| Pretax income | 613,000 | USD | evidence → |
| Income tax | 208,000 | USD | evidence → |
| Net income | 405,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,637,000 | USD | evidence → |
| Total capital | 9,412,000 | USD | evidence → |
| Risk-weighted assets | 94,134,000 | USD | evidence → |