Call report 2003Q3
VALLEY COMMUNITY BANK — 2003Q3
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,640,000 | USD | evidence → |
| Total loans | 81,602,000 | USD | evidence → |
| Allowance for loan losses | 853,000 | USD | evidence → |
| Securities available for sale | 25,696,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,828,000 | USD | evidence → |
| Interest-bearing deposits | 86,476,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,352,000 | USD | evidence → |
| Equity capital | 8,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,538,000 | USD | evidence → |
| Interest expense | 1,236,000 | USD | evidence → |
| Net interest income | 3,302,000 | USD | evidence → |
| Noninterest income | 416,000 | USD | evidence → |
| Noninterest expense | 3,237,000 | USD | evidence → |
| Provision for loan losses | 215,000 | USD | evidence → |
| Pretax income | 439,000 | USD | evidence → |
| Income tax | 148,000 | USD | evidence → |
| Net income | 291,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,523,000 | USD | evidence → |
| Total capital | 9,376,000 | USD | evidence → |
| Risk-weighted assets | 91,521,000 | USD | evidence → |