Call report 2003Q2
VALLEY COMMUNITY BANK — 2003Q2
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,127,000 | USD | evidence → |
| Total loans | 78,383,000 | USD | evidence → |
| Allowance for loan losses | 828,000 | USD | evidence → |
| Securities available for sale | 19,829,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,625,000 | USD | evidence → |
| Interest-bearing deposits | 88,090,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,535,000 | USD | evidence → |
| Equity capital | 8,547,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,976,000 | USD | evidence → |
| Interest expense | 835,000 | USD | evidence → |
| Net interest income | 2,141,000 | USD | evidence → |
| Noninterest income | 394,000 | USD | evidence → |
| Noninterest expense | 2,121,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 271,000 | USD | evidence → |
| Income tax | 92,000 | USD | evidence → |
| Net income | 179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,411,000 | USD | evidence → |
| Total capital | 9,239,000 | USD | evidence → |
| Risk-weighted assets | 86,852,000 | USD | evidence → |