Call report 2003Q1
VALLEY COMMUNITY BANK — 2003Q1
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,351,000 | USD | evidence → |
| Total loans | 79,272,000 | USD | evidence → |
| Allowance for loan losses | 820,000 | USD | evidence → |
| Securities available for sale | 16,313,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,110,000 | USD | evidence → |
| Interest-bearing deposits | 86,532,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,578,000 | USD | evidence → |
| Equity capital | 8,194,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,468,000 | USD | evidence → |
| Interest expense | 421,000 | USD | evidence → |
| Net interest income | 1,047,000 | USD | evidence → |
| Noninterest income | 142,000 | USD | evidence → |
| Noninterest expense | 1,031,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 118,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 78,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,060,000 | USD | evidence → |
| Total capital | 8,880,000 | USD | evidence → |
| Risk-weighted assets | 88,082,000 | USD | evidence → |